Add monetization app with RevenueCat webhooks alongside Stripe.
Rename finance → monetization (keep finance_* tables via app label), add RevenueCat webhook + ledger upserts so store IAP syncs subscriptions and billing history like Stripe. Companion to chat_web_app#100 / #68.
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@@ -98,7 +98,9 @@ with `COMPOSE_DATABASE_URL` if needed.
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| `EMAIL_HOST_*` | empty | yes (prod/beta) | SMTP2GO |
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| `CAPTCHA_SECRET_KEY` | empty | recommended | |
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| `ENABLE_ACCOUNT_REGISTRATION` | `false` | optional | Self-serve sign-up; keep false until ready |
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| `STRIPE_SECRET_KEY` / `STRIPE_PUBLISHABLE_KEY` / `STRIPE_WEBHOOK_SECRET` | empty | yes for billing | Stripe API + webhook |
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| `STRIPE_SECRET_KEY` / `STRIPE_PUBLISHABLE_KEY` / `STRIPE_WEBHOOK_SECRET` | empty | yes for billing | Stripe API + webhook (`monetization` app) |
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| `REVENUECAT_WEBHOOK_SECRET` | empty | yes for store IAP | RevenueCat webhook Authorization bearer |
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| `REVENUECAT_PRODUCT_PLAN_MAP` | empty JSON | optional | `{"product_id":"plan_slug"}` fallback map |
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| `STRIPE_PRICE_ID` | empty | optional | Pre-created Price; else `$10/mo` from settings |
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| `GOOGLE_OAUTH_CLIENT_ID` / `..._SECRET` | empty | for SSO/Drive | Also used for Drive linking (#47), incremental scopes |
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| `MICROSOFT_OAUTH_CLIENT_ID` / `..._SECRET` / `..._TENANT` | empty / `common` | for SSO/Drive | Also used for Drive linking (#47), incremental scopes |
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@@ -276,9 +278,19 @@ Post-delete UX: clear local tokens → redirect to sign-in. Subsequent
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### Subscription change / cancel (portal + webhooks)
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Plan change and cancel stay on Stripe Customer Portal
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Billing lives in the **`monetization`** Django app (package rename of
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`finance`; DB tables keep the `finance_*` prefix via app `label = "finance"`).
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URLs: `/api/monetization/...` and alias `/api/finance/...`.
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**Web:** plan change/cancel stay on Stripe Customer Portal
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(`POST /api/finance/portal/`). Local state syncs via
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`customer.subscription.updated` / `deleted` webhooks.
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**Native (Play / App Store):** RevenueCat webhooks at
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`POST /api/finance/webhooks/revenuecat/` (Authorization bearer =
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`REVENUECAT_WEBHOOK_SECRET`) upsert Invoice/Payment ledger rows and sync
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`UserSubscription` (`source=revenuecat`).
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`GET /api/finance/subscription/` includes `cancel_at_period_end` and
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`current_period_end` for Account UI messaging.
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