diff --git a/llm-fe/src/llm-fe/components/UsageSummaryCard/UsageSummaryCard.tsx b/llm-fe/src/llm-fe/components/UsageSummaryCard/UsageSummaryCard.tsx
index 9b7190c..703838c 100644
--- a/llm-fe/src/llm-fe/components/UsageSummaryCard/UsageSummaryCard.tsx
+++ b/llm-fe/src/llm-fe/components/UsageSummaryCard/UsageSummaryCard.tsx
@@ -2,6 +2,7 @@ import React, { useCallback, useEffect, useState } from 'react';
 import styled from 'styled-components';
 import { axiosInstance } from '../../../axiosApi';
 import {
+  formatBillingDate,
   formatTokenCount,
   SubscriptionMe,
 } from '../../utils/finance';
@@ -20,35 +21,72 @@ const GlassCard = styled.div`
 
 const CardTitle = styled.h2`
   font-size: 1.8rem;
-  margin-bottom: 1.5rem;
+  margin: 0 0 0.35rem 0;
   color: ${({ theme }) => theme.colors.text};
-  border-bottom: 1px solid ${({ theme }) => theme.colors.cardBorder};
-  padding-bottom: 1rem;
 `;
 
-const SettingRow = styled.div`
-  display: flex;
-  justify-content: space-between;
-  align-items: center;
-  padding: 1rem 0;
-  border-bottom: 1px solid ${({ theme }) => theme.colors.cardBorder};
+const PlanName = styled.p`
+  margin: 0 0 1.75rem 0;
+  font-size: 1rem;
+  font-weight: 600;
+  color: ${({ theme }) => theme.colors.text};
+  opacity: 0.85;
+`;
 
-  &:last-child {
-    border-bottom: none;
+const MeterBlock = styled.div`
+  margin-bottom: 1.5rem;
+
+  &:last-of-type {
+    margin-bottom: 0;
   }
 `;
 
-const SettingLabel = styled.span`
-  font-size: 1.1rem;
-  color: ${({ theme }) => theme.colors.text};
-  font-weight: 500;
+const MeterHeader = styled.div`
+  display: flex;
+  justify-content: space-between;
+  align-items: baseline;
+  gap: 1rem;
+  margin-bottom: 0.55rem;
 `;
 
-const SettingValue = styled.span`
-  font-size: 1.1rem;
+const MeterLabel = styled.span`
+  font-size: 1rem;
+  font-weight: 600;
   color: ${({ theme }) => theme.colors.text};
-  opacity: 0.9;
-  text-align: right;
+`;
+
+const MeterMeta = styled.span`
+  font-size: 0.85rem;
+  color: ${({ theme }) => theme.colors.text};
+  opacity: 0.65;
+  white-space: nowrap;
+`;
+
+const Track = styled.div`
+  width: 100%;
+  height: 0.55rem;
+  border-radius: 999px;
+  background: ${({ theme }) =>
+    theme.darkMode ? 'rgba(255, 255, 255, 0.12)' : 'rgba(0, 0, 0, 0.1)'};
+  overflow: hidden;
+`;
+
+const Fill = styled.div<{ $pct: number; $warn: boolean }>`
+  height: 100%;
+  width: ${({ $pct }) => `${Math.min(100, Math.max(0, $pct))}%`};
+  border-radius: 999px;
+  background: ${({ theme, $warn }) => ($warn ? '#e67e22' : theme.main)};
+  transition: width 0.35s ease;
+`;
+
+const MeterFooter = styled.div`
+  display: flex;
+  justify-content: space-between;
+  gap: 1rem;
+  margin-top: 0.4rem;
+  font-size: 0.8rem;
+  color: ${({ theme }) => theme.colors.text};
+  opacity: 0.65;
 `;
 
 const BodyText = styled.p`
@@ -58,6 +96,49 @@ const BodyText = styled.p`
   line-height: 1.5;
 `;
 
+const UpgradeHint = styled.p`
+  margin: 1.5rem 0 0 0;
+  padding-top: 1.25rem;
+  border-top: 1px solid ${({ theme }) => theme.colors.cardBorder};
+  font-size: 0.9rem;
+  color: ${({ theme }) => theme.colors.text};
+  opacity: 0.7;
+  line-height: 1.45;
+`;
+
+function clampPct(used: number, quota: number): number {
+  if (quota <= 0) return 0;
+  return Math.min(100, Math.round((used / quota) * 1000) / 10);
+}
+
+type MeterProps = {
+  label: string;
+  meta: string;
+  usedLabel: string;
+  pct: number | null;
+};
+
+const UsageMeter = ({ label, meta, usedLabel, pct }: MeterProps): JSX.Element => {
+  const showBar = pct !== null;
+  const warn = showBar && pct >= 90;
+
+  return (
+    <MeterBlock>
+      <MeterHeader>
+        <MeterLabel>{label}</MeterLabel>
+        <MeterMeta>{meta}</MeterMeta>
+      </MeterHeader>
+      <Track aria-hidden={!showBar}>
+        {showBar ? <Fill $pct={pct} $warn={warn} /> : null}
+      </Track>
+      <MeterFooter>
+        <span>{usedLabel}</span>
+        <span>{showBar ? `${pct}%` : '—'}</span>
+      </MeterFooter>
+    </MeterBlock>
+  );
+};
+
 const UsageSummaryCard = (): JSX.Element => {
   const [subscription, setSubscription] = useState<SubscriptionMe | null>(null);
   const [loading, setLoading] = useState(true);
@@ -79,35 +160,73 @@ const UsageSummaryCard = (): JSX.Element => {
   }, [load]);
 
   const usage = subscription?.usage;
-  const promptsLabel =
-    !usage || usage.prompts_remaining === null || usage.prompt_quota === null
-      ? '—'
-      : `${usage.prompts_remaining}/${usage.prompt_quota}`;
+  const promptQuota = usage?.prompt_quota ?? null;
+  const promptsUsed = usage?.prompts_in_window ?? 0;
+  const promptPct =
+    promptQuota !== null ? clampPct(promptsUsed, promptQuota) : null;
+
+  const tokenQuota = usage?.monthly_token_quota ?? null;
+  const tokensUsed = usage?.tokens_total_period ?? null;
+  const tokenPct =
+    tokenQuota !== null && tokensUsed !== null
+      ? clampPct(tokensUsed, tokenQuota)
+      : tokenQuota !== null
+        ? 0
+        : null;
 
   return (
     <GlassCard data-testid="usage-summary-card">
-      <CardTitle>Plan &amp; usage</CardTitle>
+      <CardTitle>Usage limit</CardTitle>
       {loading ? (
         <BodyText>Loading usage…</BodyText>
       ) : !subscription?.plan ? (
         <BodyText>No active plan yet.</BodyText>
       ) : (
         <>
-          <SettingRow>
-            <SettingLabel>Plan</SettingLabel>
-            <SettingValue>{subscription.plan.name}</SettingValue>
-          </SettingRow>
-          <SettingRow>
-            <SettingLabel>Prompts left ({usage?.window_hours ?? '—'}h)</SettingLabel>
-            <SettingValue>{promptsLabel}</SettingValue>
-          </SettingRow>
-          <SettingRow>
-            <SettingLabel>Period tokens</SettingLabel>
-            <SettingValue>
-              in {formatTokenCount(usage?.tokens_in_period ?? null)} · out{' '}
-              {formatTokenCount(usage?.tokens_out_period ?? null)}
-            </SettingValue>
-          </SettingRow>
+          <PlanName>{subscription.plan.name}</PlanName>
+
+          <UsageMeter
+            label="Prompts"
+            meta={`Resets every ${usage?.window_hours ?? '—'}h`}
+            usedLabel={
+              promptQuota === null
+                ? `${promptsUsed.toLocaleString()} used`
+                : `${promptsUsed.toLocaleString()} / ${promptQuota.toLocaleString()}`
+            }
+            pct={promptPct}
+          />
+
+          {tokenQuota !== null ? (
+            <UsageMeter
+              label="Tokens this month"
+              meta={
+                usage?.period_end
+                  ? `Resets ${formatBillingDate(usage.period_end)}`
+                  : 'Calendar month'
+              }
+              usedLabel={
+                tokensUsed === null
+                  ? `— / ${tokenQuota.toLocaleString()}`
+                  : `${formatTokenCount(tokensUsed)} / ${tokenQuota.toLocaleString()}`
+              }
+              pct={tokenPct}
+            />
+          ) : (
+            <UsageMeter
+              label="Tokens this period"
+              meta={
+                usage?.period_end
+                  ? `Period ends ${formatBillingDate(usage.period_end)}`
+                  : 'This month'
+              }
+              usedLabel={`in ${formatTokenCount(usage?.tokens_in_period ?? null)} · out ${formatTokenCount(usage?.tokens_out_period ?? null)}`}
+              pct={null}
+            />
+          )}
+
+          <UpgradeHint>
+            Need more capacity? Manage or upgrade your plan in Billing below.
+          </UpgradeHint>
         </>
       )}
     </GlassCard>